Caught between saving money for a rainy day and the fact that you only live once? Fear not because you’re not alone. Most of us can’t resist the urge to consume just for the sake of consuming, especially us girls that most of the ads, marketing strategies and products are aimed at anyway. Even when you clearly know the difference between needing an item and wanting an item, how do you resist the urge to swipe your credit card one too many times? If we throw in the equation the fact that most of us out there are trying to lead a decent Christian lifestyle based on the right values that have survived for centuries, the dilemma becomes even greater. This is precisely why we’d like to talk about saving your money without completely suppressing your urge to shop away this season.
#1: Set Up a Budget
Your shopping budget is your single most important aspect of saving money as you hit the stores. Without a clear idea of how much you want to spend, you run the risk of feeling the oh-so-familiar buyer’s remorse, which can pretty much ruin the whole experience. That’s right. We don’t shop because we need stuff, we shop because we need the experience. The smell of new fabrics, the beaming smiles of sales girls, bright summer colors that just draw you in, and discounts everywhere are the exact reasons why you need to come up with a budget and stick with it.
#2: And Stick With It
One of the easiest ways to stick to your budget is to leave all of your credit cards at home. You don’t necessarily have to have cash on you at all times because a debit card will do, but leave only the money on your chequing account that you’ve allocated to your shopping budget for this season. Resisting the urge to bring a credit card is like resisting the urge to get high or drunk, and we all know how hard that can be when we’re out with friends who’re having a great time, not carrying about your New Year’s resolution to quit drinking. However, regardless of how enormous this temptation is, just don’t bring your credit card and you won’t spend more money than you’ve planned because chances are you won’t go running back home to get it after you’ve seen another amazing dress. You just won’t purchase it and that will be the end of it.
#3: Give Yourself some Leeway
If you impose too many restrictions on your shopping trip chances are you’ll break them all, and we don’t want that. That’s exactly why you need to give yourself a little leeway. Don’t make a list of all the things you could use in your closet this summer, and just hit the stores with a clean slate and go for the items that are the most appealing at that moment. We know you’re an experienced shopper who won’t buy stuff they won’t use later, so we won’t even go there. That being said, buy whatever catches your eye and looks great on you, and worry about wardrobing it later, making shopping that much more enjoyable.